I'm just going to stop looking at it. Better for all involved.
I have been living paycheck to paycheck since I was 18. However at 18 I had no debt. Then I met my ex-husband who told me I needed to establish credit. For what? I lived 3 blocks from the beach in a rental, I was happy, I was fed and had no bills. Jump to 15 years later, he quits/gets fired from job after job. We are always in debt. STRESSED 24/7. Obviously we are not a team if you can't keep a job. Divorced for many reasons. Crawl my way out of destroyed credit.
New b/f last 6 years - his job is in the construction industry. Never know how many hours he will work per week. Always in debt, stressed 24/7. In love. We are a team, we'll figure this shit out.
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I don't know if this will help: but at least you are not alone in this horrendous economy and you and your b/c are a team. That is great. And you're one step ahead if you are aware of your situation and trying your best to manage it. The worst idea would be to bury your head in the sand and pretend you're rich and drive a Lexus you can't afford. (Lots of people do this, and I don't get it-- I personally drive a Hyundai.)
ReplyDeleteThank you for your comment. I just get tired of the juggling act...
ReplyDeleteEverything we pay for is by cash now (not like we have a choice).
Funny, we bought a used Range Rover (b/f's car) 4 years ago - what a money pit, can't get rid of it yet because we're behind on payments. (I wonder, is a Lexus cheaper to repair than a rover?!?). My 2001 Isuzu Rodeo will be paid off in about 3 payments but because I'm behind on that too I just got a "ready to repo" letter. *sigh*
Well, as I said, we'll figure it out...