I'm just going to stop looking at it. Better for all involved.
I have been living paycheck to paycheck since I was 18. However at 18 I had no debt. Then I met my ex-husband who told me I needed to establish credit. For what? I lived 3 blocks from the beach in a rental, I was happy, I was fed and had no bills. Jump to 15 years later, he quits/gets fired from job after job. We are always in debt. STRESSED 24/7. Obviously we are not a team if you can't keep a job. Divorced for many reasons. Crawl my way out of destroyed credit.
New b/f last 6 years - his job is in the construction industry. Never know how many hours he will work per week. Always in debt, stressed 24/7. In love. We are a team, we'll figure this shit out.